At Envoy Business Advocate, we empower business owners with transparent, reliable, and cost-effective credit card processing solutions. As Certified Payments Professionals (CPP), we specialize in negotiating the most competitive fees and service terms on your behalf.
We are assertive client advocates who put your needs first—ensuring you receive personal attention, fair pricing, and honest, straightforward service. With no hidden fees, no termination charges, and a commitment to full transparency, we make payment processing simple and stress-free.
Small & Medium-Sized Business Solutions
Payment
Processing
Accept payments in person and online using credit cards, debit cards, ACH, gift cards and loyalty cards.
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E-Commerce - Authorize.net
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Virtual Terminals
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Mobile Payments
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Online Ordering
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PCI Security
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Gift and Loyalty Programs
Payables Management
Unlock Working Capital with your credit card.
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Pay vendors with a credit card even if they don’t accept cards
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Achieve financial flexibility by extending payment times of major expenses
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Improve efficiency by leveraging automated invoice scanning and bill approvals
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Manage payments on the go with our mobile app on iOS & Android
Pay for virtually anything with card.
SMB
Payments
Cloud-based customizable payments platform.
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One login
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Invoicing with secure payment link
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Recurring Billing
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Interchange Rate Optimizer-Level 2 & 3
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Quickbooks integration
Over time, your business may have changed due to growth, market changes, payment industry regulations, etc. It's a good idea to have a periodic review to ensure your business solutions are keeping up with those changes and are PCI compliant. Click the button below to request a free, no obligation consultation..
B2B and Enterprise Payments
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B2B Payments
Maximize Efficiency & Reduce Costs
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Automate your accounts payable (AP)
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Leverage your existing ERP or AP system
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Eliminate costly checks and manual processes
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Reduce costs and generate cash back.
Enterprise Payments
Accelerate Cash Flow & Monetize Payments
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Integrated payments and banking infrastructure
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Banking service APIs
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Complete, end-to-end solution to collect, store and send money.
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Full regulatory compliance.
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Conduct and manage financial transactions, using various major payment instruments such as ACH, Checks and Wires.
About Us
We pride ourselves on providing the most cost-effective solutions for payment processing and payables management.
Bonnie Natal
President & Founder
Betsy Kalish
PCI Security Consultant*
Envoy Business Advocate was founded in 2010 by Bonnie Natal on the principle that business owners should expect an intelligent and savvy advocate for negotiating the best rates and terms for their merchant services. Our team remains committed to that goal.
We will review your business processes, pertaining to payments and payables and provide a candid assessment with alternative solutions as appropriate. Click the button below to request a free, no obligation review.
TESTIMONIALS
Bonnie Natal, Envoy Business Advocate, has been an incredible asset to our Company. Other vendors cannot match her service. I would strongly recommend her to you. She has been nothing less than extraordinary.
Charles J. Tomasello, Jr., President, Tomasello Winery, Inc.